Cheapest rent-to-own markets in Wisconsin.
Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks Wisconsin by estimated monthly payment on a median-priced home with a 10% option fee.
Last updated
Wisconsin ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Est. monthly payment | Score | |
|---|---|---|---|---|
| 1 | Marinette | $1,604/mo | 77 | View → |
| 2 | Antigo | $1,596/mo | 77 | View → |
| 3 | Ashland | $1,604/mo | 77 | View → |
| 4 | Whitewater | $1,644/mo | 76 | View → |
| 5 | Platteville | $1,652/mo | 76 | View → |
| 6 | Black River Falls | $1,636/mo | 76 | View → |
| 7 | Clintonville | $1,644/mo | 76 | View → |
| 8 | Cudahy | $1,684/mo | 75 | View → |
| 9 | Two Rivers | $1,684/mo | 75 | View → |
| 10 | Hayward | $1,676/mo | 75 | View → |
| 11 | Saint Francis | $1,660/mo | 75 | View → |
| 12 | Nekoosa | $1,684/mo | 75 | View → |
| 13 | Prairie Du Chien | $1,684/mo | 75 | View → |
| 14 | Rice Lake | $1,716/mo | 74 | View → |
| 15 | Richland Center | $1,716/mo | 74 | View → |
| 16 | Beloit | $1,748/mo | 73 | View → |
| 17 | Shawano | $1,732/mo | 73 | View → |
| 18 | Reedsburg | $1,756/mo | 73 | View → |
| 19 | Medford | $1,740/mo | 73 | View → |
| 20 | Tomahawk | $1,748/mo | 73 | View → |
| 21 | Wisconsin Rapids | $1,797/mo | 72 | View → |
| 22 | Delavan | $1,797/mo | 72 | View → |
| 23 | Waupun | $1,765/mo | 72 | View → |
| 24 | Mauston | $1,781/mo | 72 | View → |
| 25 | Mondovi | $1,797/mo | 72 | View → |
| 26 | Baraboo | $1,829/mo | 71 | View → |
| 27 | Merrill | $1,813/mo | 71 | View → |
| 28 | Sparta | $1,821/mo | 71 | View → |
| 29 | Tomah | $1,821/mo | 71 | View → |
| 30 | Viroqua | $1,805/mo | 71 | View → |
| 31 | Beaver Dam | $1,861/mo | 70 | View → |
| 32 | South Milwaukee | $1,853/mo | 70 | View → |
| 33 | Rhinelander | $1,845/mo | 70 | View → |
| 34 | Portage | $1,861/mo | 70 | View → |
| 35 | Ripon | $1,837/mo | 70 | View → |
| 36 | Jefferson | $1,837/mo | 70 | View → |
| 37 | Berlin | $1,837/mo | 70 | View → |
| 38 | La Crosse | $1,877/mo | 69 | View → |
| 39 | Superior | $1,877/mo | 69 | View → |
| 40 | Menomonie | $1,893/mo | 69 | View → |
| 41 | Sturgeon Bay | $1,869/mo | 69 | View → |
| 42 | Monroe | $1,877/mo | 69 | View → |
| 43 | Amery | $1,917/mo | 68 | View → |
| 44 | Manitowoc | $1,941/mo | 67 | View → |
| 45 | Waupaca | $1,989/mo | 66 | View → |
| 46 | New London | $1,989/mo | 66 | View → |
| 47 | Wisconsin Dells | $1,997/mo | 66 | View → |
| 48 | Chilton | $2,005/mo | 66 | View → |
| 49 | Janesville | $2,029/mo | 65 | View → |
| 50 | Edgerton | $2,021/mo | 65 | View → |
Methodology
Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.
FAQ
- What makes a Wisconsin rent-to-own market 'cheap'?
- Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
- Are option fees included?
- We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
- Does this guarantee a home at this price?
- No. Listings vary; this is a market-level estimate to compare cities side-by-side.
Other reports for Wisconsin
Best Cities for Owner Financing
Cities With Most FSBO Activity
Investor Competition by Market
Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Foreclosure Risk by City
Most Affordable Cities for Buyers
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