How it works

From FSBO listing to closed sale.

One platform for the whole deal: list it yourself or request an offer, set your payment terms, manage buyers, and let us coordinate the paperwork while a licensed title company handles the money.

Free to list. No percentage commission.

Free to list · free to request offers · no percentage commission

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The timeline

From listed to wired in weeks.

01
Minute 2

List free or send the address

Self-service listing, or request cash + terms offers.

02
Day 1

Terms are set

Cash, loan, owner financing or rent-to-own, you choose.

03
Day 1–14

Offers come in

Buyers message and offer in your dashboard.

04
Day 14–45

Signed and coordinated

E-signed contract, deadlines tracked, deposit at title.

05
Closing day

Title closes, you're paid

Deed recorded, proceeds wired by the title company.

The five steps

How Home Posted works, step by step.

01
Start free

List your home yourself, or let us bring the offers.

Publish your home in minutes: photos, description, and your price. No listing fees, no agent, no exclusivity, edit or unpublish anytime. Prefer to be courted? Send us the address and we return a cash offer and an owner-financing offer side by side, typically within 48 hours.

  • Self-service listing: photos, description, your price
  • Or submit the address for cash + terms offers in 48 hours
  • No agents, no listing fees, no exclusivity
  • Edit or unpublish anytime from your dashboard
02
Set your terms

Choose how you get paid, and the terms for each way.

For each way of selling you accept, you set your own starting terms. Anything you leave blank stays open to negotiation with the buyer.

  • Cash, close as fast as the title company allows
  • Conventional, FHA or VA loan, which loan types, and whether a pre-approval letter is required
  • Owner financing, your down payment, interest rate, term and any balloon
  • Rent-to-own, monthly rent, option fee, lease length and rent credits
03
Offers & questions in one place

Every buyer conversation happens in your dashboard.

Buyers ask questions and submit formal offers right in the platform, you'll see every proposed term on each offer. You get an email the moment something lands, linking straight back in. Accept, counter, or decline: it's your call.

  • Buyers message you in the platform, no phone tag
  • Formal offers show every proposed term side by side
  • Email notifications announce activity and link back in
  • Accept, counter, or decline, you decide
04
Accept and sign

Accepted offer opens your sale tracker.

The moment you accept, a state-standard purchase contract is prepared for both sides to e-sign. The buyer's deposit goes straight to the title company, never to us. Each payment type has its own steps, deadlines and checklist, all tracked for you.

  • Accepted offer opens the sale tracker automatically
  • State-standard purchase contract, e-signed by both sides
  • Buyer's deposit paid straight to the title company
  • Owner-financing and rent-to-own deals get their own note, lease and rent-log steps
05
We coordinate, title closes

Paperwork handled. Funds handled by title.

We chase deadlines, inspection, appraisal, loan approval, disclosure dates, and run the closing checklist with you. The licensed title company holds all funds, runs the title search, records the deed and wires your proceeds. When the deal closes, your listing flips to sold.

  • Inspection, appraisal and loan checkpoints tracked for you
  • Closing checklist: walkthrough, wiring-verification call, utilities, keys
  • Title company holds funds, runs title, records the deed
  • Listing updates to sold automatically at closing
Ways to sell

Get paid the way that fits.

Pick which of these you accept when you list, and set the terms for each. Buyers can only offer what you allow, and the same terms carry through the contract, the tracker and closing.

  • Cash purchase

    The buyer pays in full at closing; timing depends on the contract and title work.

  • Loan purchase

    The buyer finances through a bank or lender. You set which loan types you accept and whether a pre-approval letter is required.

  • Owner financing

    You're the bank. Set the down payment, interest rate, term length and any balloon, the note and mortgage are drafted by the title company or an attorney.

  • Rent to own

    The buyer rents with an option to purchase. Set the rent, option fee, lease length and how much rent credits toward the price.

Owner financing and rent-to-own rules vary by state. Notes, mortgages and lease-option agreements are prepared by the partner title company or an attorney.

What your transaction coordinator does

We're not agents, lenders, or a title company, we're the project manager for your sale. From accepted offer to closed deal, we:

  • State-standard purchase contract prepared for e-signature
  • Deadlines, disclosures and contingencies tracked and chased
  • Inspection and appraisal checkpoints monitored
  • Documents collected and stored with the deal
  • Closing checklist run with you before the big day
  • Clean hand-off package sent to the title company

The money is never ours. A licensed title company holds the buyer's deposit, runs the title search, records the deed and wires your proceeds at closing. You can follow every step in your sale tracker.

Free to list. Zero commission.

Listing, offers and messaging are free. There is no percentage commission.

What we do

Listing page, paperwork, e-signatures, deadlines, checklists, document collection and status updates to the title company.

What we don't do

Negotiate, interpret contracts or give legal or financial advice. Buyer and seller agree terms directly; contracts come from the title company.

Why Home Posted

Built to sell and buy without middlemen.

For sellers

Sell for more and keep every commission dollar.

  • Keep every commission dollar, sellers pay zero commission
  • Get paid your way: cash, loan, owner financing, or rent-to-own
  • Offers, messages and documents in one dashboard
  • Contract, deadlines and title handoff coordinated for you
  • Every step tracked from accepted offer to sold
List my home free
For buyers

Buy on terms a bank doesn't control.

  • Buy directly from owners, no listing agent in the middle
  • Offer on any terms the seller accepts, not just bank loans
  • Owner financing and rent-to-own: own a home without a bank
  • Message sellers in the platform and get notified of every reply
  • E-signed contracts and a coordinated closing on every deal
Browse owner-financed homes

Free to list · offers within 48 hrs · no upfront cost