Cheapest rent-to-own markets in Utah.
Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks Utah by estimated monthly payment on a median-priced home with a 10% option fee.
Last updated
Utah ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Est. monthly payment | Score | |
|---|---|---|---|---|
| 1 | Salt Lake City | $4,475/mo | 0 | View → |
| 2 | West Jordan | $4,684/mo | 0 | View → |
| 3 | Sandy | $5,663/mo | 0 | View → |
| 4 | Layton | $4,997/mo | 0 | View → |
| 5 | South Jordan | $5,430/mo | 0 | View → |
| 6 | Lehi | $4,901/mo | 0 | View → |
| 7 | Bountiful | $4,820/mo | 0 | View → |
| 8 | Pleasant Grove | $4,652/mo | 0 | View → |
| 9 | American Fork | $5,205/mo | 0 | View → |
| 10 | Draper | $5,687/mo | 0 | View → |
| 11 | Riverton | $5,286/mo | 0 | View → |
| 12 | Herriman | $5,085/mo | 0 | View → |
| 13 | Kaysville | $5,342/mo | 0 | View → |
| 14 | Springville | $4,299/mo | 0 | View → |
| 15 | Park City | $6,023/mo | 0 | View → |
| 16 | Syracuse | $4,812/mo | 0 | View → |
| 17 | Farmington | $5,029/mo | 0 | View → |
| 18 | Saratoga Springs | $4,652/mo | 0 | View → |
| 19 | North Salt Lake | $4,804/mo | 0 | View → |
| 20 | Centerville | $4,724/mo | 0 | View → |
| 21 | Woods Cross | $4,419/mo | 0 | View → |
| 22 | Lindon | $4,732/mo | 0 | View → |
| 23 | Alpine | $5,630/mo | 0 | View → |
| 24 | Morgan | $4,692/mo | 0 | View → |
| 25 | Mapleton | $5,045/mo | 0 | View → |
| 26 | Salem | $4,516/mo | 0 | View → |
| 27 | Hooper | $4,411/mo | 0 | View → |
| 28 | Ogden | $4,267/mo | 1 | View → |
| 29 | Tooele | $4,203/mo | 3 | View → |
| 30 | Vernal | $4,195/mo | 3 | View → |
| 31 | Spanish Fork | $4,131/mo | 5 | View → |
| 32 | Orem | $4,090/mo | 6 | View → |
| 33 | Heber City | $4,050/mo | 7 | View → |
| 34 | Eagle Mountain | $4,018/mo | 8 | View → |
| 35 | Roy | $3,866/mo | 12 | View → |
| 36 | Clearfield | $3,794/mo | 14 | View → |
| 37 | Hyrum | $3,738/mo | 16 | View → |
| 38 | Payson | $3,714/mo | 17 | View → |
| 39 | Roosevelt | $3,722/mo | 17 | View → |
| 40 | Saint George | $3,657/mo | 18 | View → |
| 41 | Grantsville | $3,633/mo | 19 | View → |
| 42 | Magna | $3,617/mo | 20 | View → |
| 43 | Santaquin | $3,577/mo | 21 | View → |
| 44 | Provo | $3,537/mo | 22 | View → |
| 45 | Brigham City | $3,521/mo | 22 | View → |
| 46 | Smithfield | $3,521/mo | 22 | View → |
| 47 | Tremonton | $3,537/mo | 22 | View → |
| 48 | Logan | $3,433/mo | 25 | View → |
| 49 | Midvale | $3,321/mo | 28 | View → |
| 50 | Washington | $3,224/mo | 31 | View → |
Methodology
Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.
FAQ
- What makes a Utah rent-to-own market 'cheap'?
- Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
- Are option fees included?
- We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
- Does this guarantee a home at this price?
- No. Listings vary; this is a market-level estimate to compare cities side-by-side.
Other reports for Utah
Best Cities for Owner Financing
Cities With Most FSBO Activity
Investor Competition by Market
Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Foreclosure Risk by City
Most Affordable Cities for Buyers
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