What's a healthy ratio in Utah?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority UT

Most affordable cities for home buyers in Utah.

Affordability = how many years of household income buys the median home. This ranks Utah cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Utah ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Salt Lake City	8.2x income	0	View →
2	Ogden	7.8x income	4	View →
3	West Jordan	7.8x income	4	View →
4	Provo	7.8x income	4	View →
5	Sandy	7.2x income	13	View →
6	Orem	7.2x income	13	View →
7	Saint George	7.2x income	13	View →
8	Layton	7.2x income	13	View →
9	Logan	7.2x income	13	View →
10	Clearfield	7.2x income	13	View →
11	Lehi	7.2x income	13	View →
12	Bountiful	7.2x income	13	View →
13	Tooele	7.2x income	13	View →
14	Pleasant Grove	7.2x income	13	View →
15	Cedar City	7.2x income	13	View →
16	Spanish Fork	7.2x income	13	View →
17	Roy	7.2x income	13	View →
18	Herriman	7.2x income	13	View →
19	Midvale	7.2x income	13	View →
20	Springville	7.2x income	13	View →
21	Magna	7.2x income	13	View →
22	Vernal	7.2x income	13	View →
23	American Fork	7.0x income	17	View →
24	Riverton	6.8x income	20	View →
25	Kaysville	6.7x income	22	View →
26	Brigham City	6.6x income	23	View →
27	Payson	6.6x income	23	View →
28	Eagle Mountain	6.6x income	23	View →
29	Washington	6.6x income	23	View →
30	Saratoga Springs	6.6x income	23	View →
31	Heber City	6.6x income	23	View →
32	Hurricane	6.6x income	23	View →
33	Woods Cross	6.6x income	23	View →
34	Price	6.6x income	23	View →
35	Smithfield	6.6x income	23	View →
36	Tremonton	6.6x income	23	View →
37	Roosevelt	6.6x income	23	View →
38	Santaquin	6.6x income	23	View →
39	Moab	6.6x income	23	View →
40	Grantsville	6.6x income	23	View →
41	Richfield	6.6x income	23	View →
42	Salem	6.6x income	23	View →
43	Hooper	6.6x income	23	View →
44	Hyrum	6.6x income	23	View →
45	South Jordan	6.5x income	25	View →
46	Morgan	6.5x income	25	View →
47	Centerville	6.4x income	26	View →
48	Lindon	6.4x income	26	View →
49	Syracuse	6.3x income	29	View →
50	North Salt Lake	6.3x income	29	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Utah?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.