Cheapest rent-to-own markets in South Carolina.
Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks South Carolina by estimated monthly payment on a median-priced home with a 10% option fee.
Last updated
South Carolina ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Est. monthly payment | Score | |
|---|---|---|---|---|
| 1 | Hilton Head Island | $3,120/mo | 34 | View → |
| 2 | Mount Pleasant | $3,072/mo | 35 | View → |
| 3 | Fort Mill | $2,952/mo | 39 | View → |
| 4 | Irmo | $2,927/mo | 39 | View → |
| 5 | Simpsonville | $2,863/mo | 41 | View → |
| 6 | Johns Island | $2,783/mo | 43 | View → |
| 7 | Chapin | $2,751/mo | 44 | View → |
| 8 | Blythewood | $2,711/mo | 45 | View → |
| 9 | Charleston | $2,703/mo | 46 | View → |
| 10 | Ladys Island | $2,671/mo | 47 | View → |
| 11 | Greer | $2,575/mo | 49 | View → |
| 12 | Bluffton | $2,575/mo | 49 | View → |
| 13 | Lexington | $2,559/mo | 50 | View → |
| 14 | Okatie | $2,486/mo | 52 | View → |
| 15 | Summerville | $2,398/mo | 54 | View → |
| 16 | Clover | $2,422/mo | 54 | View → |
| 17 | Moore | $2,366/mo | 55 | View → |
| 18 | Myrtle Beach | $2,326/mo | 56 | View → |
| 19 | North Augusta | $2,326/mo | 56 | View → |
| 20 | Columbia | $2,318/mo | 57 | View → |
| 21 | Murrells Inlet | $2,310/mo | 57 | View → |
| 22 | Seneca | $2,278/mo | 58 | View → |
| 23 | Pawleys Island | $2,278/mo | 58 | View → |
| 24 | Goose Creek | $2,222/mo | 59 | View → |
| 25 | Hollywood | $2,214/mo | 60 | View → |
| 26 | Greenville | $2,182/mo | 61 | View → |
| 27 | Rock Hill | $2,166/mo | 61 | View → |
| 28 | Landrum | $2,166/mo | 61 | View → |
| 29 | Aiken | $2,125/mo | 62 | View → |
| 30 | York | $2,125/mo | 62 | View → |
| 31 | Inman | $2,117/mo | 62 | View → |
| 32 | Gilbert | $2,125/mo | 62 | View → |
| 33 | Prosperity | $2,117/mo | 62 | View → |
| 34 | Taylors | $2,053/mo | 64 | View → |
| 35 | Beaufort | $2,077/mo | 64 | View → |
| 36 | Boiling Springs | $2,061/mo | 64 | View → |
| 37 | North Myrtle Beach | $2,045/mo | 64 | View → |
| 38 | Easley | $2,037/mo | 65 | View → |
| 39 | Elgin | $2,013/mo | 65 | View → |
| 40 | Saint Helena Island | $2,037/mo | 65 | View → |
| 41 | Florence | $1,997/mo | 66 | View → |
| 42 | West Columbia | $1,941/mo | 67 | View → |
| 43 | Moncks Corner | $1,965/mo | 67 | View → |
| 44 | Ladson | $1,925/mo | 68 | View → |
| 45 | Piedmont | $1,933/mo | 68 | View → |
| 46 | Hopkins | $1,909/mo | 68 | View → |
| 47 | Spartanburg | $1,877/mo | 69 | View → |
| 48 | Travelers Rest | $1,893/mo | 69 | View → |
| 49 | Hanahan | $1,893/mo | 69 | View → |
| 50 | Lugoff | $1,885/mo | 69 | View → |
Methodology
Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.
FAQ
- What makes a South Carolina rent-to-own market 'cheap'?
- Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
- Are option fees included?
- We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
- Does this guarantee a home at this price?
- No. Listings vary; this is a market-level estimate to compare cities side-by-side.
Other reports for South Carolina
Best Cities for Owner Financing
Cities With Most FSBO Activity
Investor Competition by Market
Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Foreclosure Risk by City
Most Affordable Cities for Buyers
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