What makes a Ohio rent-to-own market 'cheap'?

Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.

Are option fees included?

We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.

Does this guarantee a home at this price?

No. Listings vary; this is a market-level estimate to compare cities side-by-side.

Buyer authority OH

Cheapest rent-to-own markets in Ohio.

Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks Ohio by estimated monthly payment on a median-priced home with a 10% option fee.

Last updated November 2026

Ohio ranking

50 cities ranked. Click any row for the matching local page.

#	City	Est. monthly payment	Score
1	Uhrichsville	$1,091/mo	92	View →
2	Maple Heights	$1,131/mo	91	View →
3	Caldwell	$1,131/mo	91	View →
4	Nelsonville	$1,099/mo	91	View →
5	Greenfield	$1,107/mo	91	View →
6	Peebles	$1,131/mo	91	View →
7	Bellaire	$1,131/mo	91	View →
8	Wellston	$1,099/mo	91	View →
9	Campbell	$1,107/mo	91	View →
10	Hillsboro	$1,147/mo	90	View →
11	Niles	$1,139/mo	90	View →
12	Fostoria	$1,163/mo	90	View →
13	Galion	$1,139/mo	90	View →
14	Conneaut	$1,139/mo	90	View →
15	Struthers	$1,139/mo	90	View →
16	New Lexington	$1,163/mo	90	View →
17	West Union	$1,155/mo	90	View →
18	Washington Court House	$1,187/mo	89	View →
19	Ironton	$1,195/mo	89	View →
20	Coshocton	$1,179/mo	89	View →
21	Kenton	$1,179/mo	89	View →
22	Georgetown	$1,171/mo	89	View →
23	Newcomerstown	$1,195/mo	89	View →
24	Portsmouth	$1,235/mo	88	View →
25	East Liverpool	$1,219/mo	88	View →
26	Greenville	$1,219/mo	88	View →
27	Cambridge	$1,227/mo	88	View →
28	Logan	$1,219/mo	88	View →
29	Bucyrus	$1,211/mo	88	View →
30	Jackson	$1,219/mo	88	View →
31	South Point	$1,203/mo	88	View →
32	Carrollton	$1,211/mo	88	View →
33	Belpre	$1,227/mo	88	View →
34	Martins Ferry	$1,211/mo	88	View →
35	Ada	$1,203/mo	88	View →
36	Montpelier	$1,227/mo	88	View →
37	Lorain	$1,251/mo	87	View →
38	Euclid	$1,259/mo	87	View →
39	Alliance	$1,259/mo	87	View →
40	Athens	$1,267/mo	87	View →
41	Ashtabula	$1,251/mo	87	View →
42	Girard	$1,267/mo	87	View →
43	Geneva	$1,267/mo	87	View →
44	Zanesville	$1,299/mo	86	View →
45	Piqua	$1,307/mo	86	View →
46	Hubbard	$1,307/mo	86	View →
47	Bryan	$1,299/mo	86	View →
48	Waverly	$1,307/mo	86	View →
49	Lucasville	$1,299/mo	86	View →
50	Upper Sandusky	$1,291/mo	86	View →

Methodology

Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.

FAQ

What makes a Ohio rent-to-own market 'cheap'?: Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
Are option fees included?: We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
Does this guarantee a home at this price?: No. Listings vary; this is a market-level estimate to compare cities side-by-side.