What's a healthy ratio in Ohio?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority OH

Most affordable cities for home buyers in Ohio.

Affordability = how many years of household income buys the median home. This ranks Ohio cities by price-to-income ratio (lower = more affordable).

Last updated November 2026

Ohio ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	New Albany	2.2x income	97	View →
2	Solon	2.4x income	94	View →
3	Brecksville	2.4x income	93	View →
4	Galena	2.4x income	93	View →
5	Chagrin Falls	2.5x income	92	View →
6	Hudson	2.5x income	92	View →
7	Powell	2.5x income	91	View →
8	Avon	2.6x income	91	View →
9	Granville	2.6x income	91	View →
10	Springboro	2.6x income	90	View →
11	Bay Village	2.6x income	90	View →
12	Dublin	2.7x income	89	View →
13	Beachwood	2.7x income	88	View →
14	Maineville	2.7x income	88	View →
15	Avon Lake	2.7x income	88	View →
16	Rocky River	2.7x income	88	View →
17	Aurora	2.7x income	88	View →
18	Macedonia	2.7x income	88	View →
19	Hinckley	2.7x income	88	View →
20	Mason	2.8x income	87	View →
21	Lewis Center	2.8x income	87	View →
22	Westerville	2.9x income	86	View →
23	Westlake	2.8x income	86	View →
24	Blacklick	2.9x income	86	View →
25	Loveland	2.9x income	85	View →
26	West Chester	2.9x income	85	View →
27	Canfield	2.9x income	85	View →
28	Broadview Heights	2.9x income	85	View →
29	London	3.0x income	84	View →
30	Norwalk	3.0x income	84	View →
31	Chardon	3.0x income	84	View →
32	Circleville	3.0x income	84	View →
33	East Liverpool	3.0x income	84	View →
34	Amelia	3.0x income	84	View →
35	Greenville	3.0x income	84	View →
36	Washington Court House	3.0x income	84	View →
37	Englewood	3.0x income	84	View →
38	Wilmington	3.0x income	84	View →
39	Ironton	3.0x income	84	View →
40	Olmsted Falls	3.0x income	84	View →
41	Oregon	3.0x income	84	View →
42	Urbana	3.0x income	84	View →
43	Northfield	3.0x income	84	View →
44	Louisville	3.0x income	84	View →
45	Independence	3.0x income	84	View →
46	Amherst	3.0x income	84	View →
47	Cambridge	3.0x income	84	View →
48	Twinsburg	2.9x income	84	View →
49	Madison	3.0x income	84	View →
50	Coshocton	3.0x income	84	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Ohio?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.