Cheapest rent-to-own markets in Mississippi.
Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks Mississippi by estimated monthly payment on a median-priced home with a 10% option fee.
Last updated
Mississippi ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Est. monthly payment | Score | |
|---|---|---|---|---|
| 1 | Yazoo City | $810/mo | 100 | View → |
| 2 | Magnolia | $810/mo | 100 | View → |
| 3 | Lexington | $802/mo | 100 | View → |
| 4 | Clarksdale | $850/mo | 99 | View → |
| 5 | Booneville | $842/mo | 99 | View → |
| 6 | Louisville | $842/mo | 99 | View → |
| 7 | Collins | $818/mo | 99 | View → |
| 8 | Lumberton | $834/mo | 99 | View → |
| 9 | Winona | $842/mo | 99 | View → |
| 10 | Brookhaven | $882/mo | 98 | View → |
| 11 | Mccomb | $866/mo | 98 | View → |
| 12 | Columbia | $866/mo | 98 | View → |
| 13 | Cleveland | $874/mo | 98 | View → |
| 14 | Holly Springs | $882/mo | 98 | View → |
| 15 | Carthage | $874/mo | 98 | View → |
| 16 | West Point | $882/mo | 98 | View → |
| 17 | Bay Saint Louis | $882/mo | 98 | View → |
| 18 | Forest | $858/mo | 98 | View → |
| 19 | Tylertown | $858/mo | 98 | View → |
| 20 | Amory | $874/mo | 98 | View → |
| 21 | Ripley | $874/mo | 98 | View → |
| 22 | Aberdeen | $858/mo | 98 | View → |
| 23 | Crystal Springs | $874/mo | 98 | View → |
| 24 | Indianola | $858/mo | 98 | View → |
| 25 | Wiggins | $866/mo | 98 | View → |
| 26 | Hazlehurst | $882/mo | 98 | View → |
| 27 | Morton | $874/mo | 98 | View → |
| 28 | Water Valley | $866/mo | 98 | View → |
| 29 | Houston | $866/mo | 98 | View → |
| 30 | Baldwyn | $866/mo | 98 | View → |
| 31 | Greenwood | $914/mo | 97 | View → |
| 32 | Byhalia | $922/mo | 97 | View → |
| 33 | Waynesboro | $922/mo | 97 | View → |
| 34 | Ellisville | $914/mo | 97 | View → |
| 35 | Fulton | $922/mo | 97 | View → |
| 36 | Iuka | $906/mo | 97 | View → |
| 37 | Greenville | $930/mo | 96 | View → |
| 38 | Natchez | $930/mo | 96 | View → |
| 39 | Pontotoc | $930/mo | 96 | View → |
| 40 | Kosciusko | $930/mo | 96 | View → |
| 41 | Poplarville | $930/mo | 96 | View → |
| 42 | Mendenhall | $930/mo | 96 | View → |
| 43 | Leakesville | $954/mo | 96 | View → |
| 44 | Corinth | $970/mo | 95 | View → |
| 45 | New Albany | $979/mo | 95 | View → |
| 46 | Saucier | $979/mo | 95 | View → |
| 47 | Coldwater | $970/mo | 95 | View → |
| 48 | Gulfport | $1,027/mo | 94 | View → |
| 49 | Columbus | $1,019/mo | 94 | View → |
| 50 | Starkville | $1,019/mo | 94 | View → |
Methodology
Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.
FAQ
- What makes a Mississippi rent-to-own market 'cheap'?
- Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
- Are option fees included?
- We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
- Does this guarantee a home at this price?
- No. Listings vary; this is a market-level estimate to compare cities side-by-side.
Other reports for Mississippi
Best Cities for Owner Financing
Cities With Most FSBO Activity
Investor Competition by Market
Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Foreclosure Risk by City
Most Affordable Cities for Buyers
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