What's a healthy ratio in Mississippi?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority MS

Most affordable cities for home buyers in Mississippi.

Affordability = how many years of household income buys the median home. This ranks Mississippi cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Mississippi ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Greenwood	2.8x income	87	View →
2	Lexington	2.8x income	87	View →
3	Jackson	2.7x income	89	View →
4	Greenville	2.7x income	89	View →
5	Natchez	2.7x income	89	View →
6	Yazoo City	2.6x income	89	View →
7	Magnolia	2.6x income	89	View →
8	Collins	2.6x income	90	View →
9	Lumberton	2.5x income	91	View →
10	Gulfport	2.5x income	92	View →
11	Hattiesburg	2.5x income	92	View →
12	Brandon	2.5x income	92	View →
13	Meridian	2.5x income	92	View →
14	Biloxi	2.5x income	92	View →
15	Columbus	2.5x income	92	View →
16	Vicksburg	2.5x income	92	View →
17	Southaven	2.5x income	92	View →
18	Tupelo	2.5x income	92	View →
19	Olive Branch	2.5x income	92	View →
20	Laurel	2.5x income	92	View →
21	Starkville	2.5x income	92	View →
22	Ocean Springs	2.5x income	92	View →
23	Oxford	2.5x income	92	View →
24	Moss Point	2.5x income	92	View →
25	Corinth	2.5x income	92	View →
26	Pearl	2.5x income	92	View →
27	Picayune	2.5x income	92	View →
28	Lucedale	2.5x income	92	View →
29	Canton	2.5x income	92	View →
30	Horn Lake	2.5x income	92	View →
31	Clinton	2.5x income	92	View →
32	Philadelphia	2.5x income	92	View →
33	Hernando	2.5x income	92	View →
34	Booneville	2.5x income	92	View →
35	Louisville	2.5x income	92	View →
36	Winona	2.5x income	92	View →
37	Clarksdale	2.4x income	93	View →
38	Tylertown	2.4x income	93	View →
39	Aberdeen	2.4x income	93	View →
40	Mccomb	2.4x income	94	View →
41	Columbia	2.4x income	94	View →
42	Carthage	2.3x income	94	View →
43	Forest	2.4x income	94	View →
44	Amory	2.3x income	94	View →
45	Indianola	2.4x income	94	View →
46	Wiggins	2.3x income	94	View →
47	Houston	2.4x income	94	View →
48	Brookhaven	2.3x income	95	View →
49	Pontotoc	2.3x income	95	View →
50	Cleveland	2.3x income	95	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Mississippi?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.