What's a healthy ratio in Mississippi?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority MS

Most affordable cities for home buyers in Mississippi.

Affordability = how many years of household income buys the median home. This ranks Mississippi cities by price-to-income ratio (lower = more affordable).

Last updated November 2026

Mississippi ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Madison	2.0x income	99	View →
2	Ridgeland	2.3x income	96	View →
3	Pascagoula	2.3x income	96	View →
4	Petal	2.3x income	96	View →
5	Florence	2.3x income	96	View →
6	Vancleave	2.3x income	96	View →
7	Grenada	2.3x income	96	View →
8	Long Beach	2.3x income	96	View →
9	Holly Springs	2.3x income	96	View →
10	Carriere	2.3x income	96	View →
11	Batesville	2.3x income	96	View →
12	Bay Saint Louis	2.3x income	96	View →
13	Senatobia	2.3x income	96	View →
14	Kosciusko	2.3x income	96	View →
15	Byram	2.3x income	96	View →
16	Poplarville	2.3x income	96	View →
17	Pass Christian	2.3x income	96	View →
18	Saltillo	2.3x income	96	View →
19	Saucier	2.3x income	96	View →
20	Purvis	2.3x income	96	View →
21	Coldwater	2.3x income	96	View →
22	Raymond	2.3x income	96	View →
23	Mendenhall	2.3x income	96	View →
24	Terry	2.3x income	96	View →
25	Magee	2.3x income	96	View →
26	Iuka	2.3x income	96	View →
27	Sumrall	2.3x income	96	View →
28	Diamondhead	2.3x income	96	View →
29	Diberville	2.3x income	96	View →
30	Perkinston	2.3x income	96	View →
31	Brookhaven	2.3x income	95	View →
32	Pontotoc	2.3x income	95	View →
33	Cleveland	2.3x income	95	View →
34	Gautier	2.3x income	95	View →
35	West Point	2.3x income	95	View →
36	New Albany	2.3x income	95	View →
37	Byhalia	2.3x income	95	View →
38	Waynesboro	2.3x income	95	View →
39	Ellisville	2.3x income	95	View →
40	Ripley	2.3x income	95	View →
41	Crystal Springs	2.3x income	95	View →
42	Fulton	2.3x income	95	View →
43	Hazlehurst	2.3x income	95	View →
44	Morton	2.3x income	95	View →
45	Summit	2.3x income	95	View →
46	Water Valley	2.3x income	95	View →
47	Baldwyn	2.3x income	95	View →
48	Leakesville	2.3x income	95	View →
49	Kiln	2.3x income	95	View →
50	Mccomb	2.4x income	94	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Mississippi?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.