Cheapest rent-to-own markets in Kansas.
Rent-to-own works best where monthly carrying costs are reachable on a typical household income. This ranks Kansas by estimated monthly payment on a median-priced home with a 10% option fee.
Last updated
Kansas ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Est. monthly payment | Score | |
|---|---|---|---|---|
| 1 | Leawood | $3,008/mo | 37 | View → |
| 2 | Overland Park | $2,647/mo | 47 | View → |
| 3 | Stilwell | $2,631/mo | 48 | View → |
| 4 | Olathe | $2,486/mo | 52 | View → |
| 5 | Lenexa | $2,422/mo | 54 | View → |
| 6 | Prairie Village | $2,398/mo | 54 | View → |
| 7 | Shawnee | $2,374/mo | 55 | View → |
| 8 | Mission | $2,198/mo | 60 | View → |
| 9 | Andover | $2,174/mo | 61 | View → |
| 10 | Wichita | $2,133/mo | 62 | View → |
| 11 | Goddard | $2,117/mo | 62 | View → |
| 12 | Lansing | $2,101/mo | 63 | View → |
| 13 | Spring Hill | $2,069/mo | 64 | View → |
| 14 | Derby | $2,013/mo | 65 | View → |
| 15 | Louisburg | $1,973/mo | 66 | View → |
| 16 | Eudora | $1,925/mo | 68 | View → |
| 17 | Mulvane | $1,869/mo | 69 | View → |
| 18 | Bonner Springs | $1,853/mo | 70 | View → |
| 19 | Tonganoxie | $1,845/mo | 70 | View → |
| 20 | Valley Center | $1,829/mo | 71 | View → |
| 21 | Gardner | $1,773/mo | 72 | View → |
| 22 | Ulysses | $1,765/mo | 72 | View → |
| 23 | Lawrence | $1,724/mo | 74 | View → |
| 24 | Mcpherson | $1,716/mo | 74 | View → |
| 25 | Paola | $1,716/mo | 74 | View → |
| 26 | Wamego | $1,700/mo | 74 | View → |
| 27 | Leavenworth | $1,692/mo | 75 | View → |
| 28 | Topeka | $1,636/mo | 76 | View → |
| 29 | Garden City | $1,628/mo | 76 | View → |
| 30 | Salina | $1,580/mo | 78 | View → |
| 31 | Dodge City | $1,532/mo | 79 | View → |
| 32 | Hutchinson | $1,500/mo | 80 | View → |
| 33 | Junction City | $1,508/mo | 80 | View → |
| 34 | Great Bend | $1,516/mo | 80 | View → |
| 35 | Pratt | $1,492/mo | 80 | View → |
| 36 | Haysville | $1,476/mo | 81 | View → |
| 37 | Abilene | $1,460/mo | 81 | View → |
| 38 | Augusta | $1,428/mo | 82 | View → |
| 39 | Kansas City | $1,388/mo | 83 | View → |
| 40 | Liberal | $1,388/mo | 83 | View → |
| 41 | Newton | $1,396/mo | 83 | View → |
| 42 | El Dorado | $1,388/mo | 83 | View → |
| 43 | Ottawa | $1,396/mo | 83 | View → |
| 44 | Hays | $1,347/mo | 84 | View → |
| 45 | Winfield | $1,372/mo | 84 | View → |
| 46 | Atchison | $1,355/mo | 84 | View → |
| 47 | Independence | $1,372/mo | 84 | View → |
| 48 | Wellington | $1,347/mo | 84 | View → |
| 49 | Manhattan | $1,331/mo | 85 | View → |
| 50 | Emporia | $1,275/mo | 86 | View → |
Methodology
Estimated monthly payment = (median home price × 0.9) amortized at 8% over 30 years + 1.2% taxes + 0.5% insurance, divided by 12. Lower payment = better rent-to-own market.
FAQ
- What makes a Kansas rent-to-own market 'cheap'?
- Low estimated monthly payment relative to local incomes. Sub-$1,500/month markets are the most accessible.
- Are option fees included?
- We assume 10% option fee credited toward purchase; the monthly payment estimate excludes that up-front amount.
- Does this guarantee a home at this price?
- No. Listings vary; this is a market-level estimate to compare cities side-by-side.
Other reports for Kansas
Best Cities for Owner Financing
Cities With Most FSBO Activity
Investor Competition by Market
Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Foreclosure Risk by City
Most Affordable Cities for Buyers
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