Foreclosure risk by city in Virginia.
Foreclosure risk rises when affordability stretches and incomes lag. This ranks Virginia cities by a composite risk index, higher = more sellers facing distress.
Last updated
Virginia ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Risk index | Score | |
|---|---|---|---|---|
| 1 | Virginia Beach | 71 / 100 | 71 | View → |
| 2 | Richmond | 71 / 100 | 71 | View → |
| 3 | Norfolk | 70 / 100 | 70 | View → |
| 4 | Chesapeake | 70 / 100 | 70 | View → |
| 5 | Henrico | 69 / 100 | 69 | View → |
| 6 | Newport News | 69 / 100 | 69 | View → |
| 7 | Roanoke | 69 / 100 | 69 | View → |
| 8 | Hampton | 68 / 100 | 68 | View → |
| 9 | Charlottesville | 68 / 100 | 68 | View → |
| 10 | Fredericksburg | 67 / 100 | 67 | View → |
| 11 | Lynchburg | 67 / 100 | 67 | View → |
| 12 | Portsmouth | 63 / 100 | 63 | View → |
| 13 | Danville | 63 / 100 | 63 | View → |
| 14 | Woodbridge | 62 / 100 | 62 | View → |
| 15 | Suffolk | 62 / 100 | 62 | View → |
| 16 | Winchester | 62 / 100 | 62 | View → |
| 17 | Harrisonburg | 62 / 100 | 62 | View → |
| 18 | Petersburg | 62 / 100 | 62 | View → |
| 19 | Blacksburg | 62 / 100 | 62 | View → |
| 20 | Martinsville | 62 / 100 | 62 | View → |
| 21 | Manassas | 61 / 100 | 61 | View → |
| 22 | Williamsburg | 61 / 100 | 61 | View → |
| 23 | Yorktown | 61 / 100 | 61 | View → |
| 24 | Chester | 60 / 100 | 60 | View → |
| 25 | Salem | 60 / 100 | 60 | View → |
| 26 | Staunton | 60 / 100 | 60 | View → |
| 27 | Culpeper | 60 / 100 | 60 | View → |
| 28 | Waynesboro | 60 / 100 | 60 | View → |
| 29 | Front Royal | 60 / 100 | 60 | View → |
| 30 | Hopewell | 60 / 100 | 60 | View → |
| 31 | Bristol | 60 / 100 | 60 | View → |
| 32 | Christiansburg | 60 / 100 | 60 | View → |
| 33 | Abingdon | 60 / 100 | 60 | View → |
| 34 | Alexandria | 59 / 100 | 59 | View → |
| 35 | Mechanicsville | 59 / 100 | 59 | View → |
| 36 | Colonial Heights | 59 / 100 | 59 | View → |
| 37 | Falls Church | 58 / 100 | 58 | View → |
| 38 | Spotsylvania | 58 / 100 | 58 | View → |
| 39 | Bassett | 58 / 100 | 58 | View → |
| 40 | Coeburn | 58 / 100 | 58 | View → |
| 41 | Lawrenceville | 57 / 100 | 57 | View → |
| 42 | Fairfax | 56 / 100 | 56 | View → |
| 43 | Springfield | 56 / 100 | 56 | View → |
| 44 | Chesterfield | 56 / 100 | 56 | View → |
| 45 | Midlothian | 55 / 100 | 55 | View → |
| 46 | Glen Allen | 55 / 100 | 55 | View → |
| 47 | Galax | 55 / 100 | 55 | View → |
| 48 | Arlington | 54 / 100 | 54 | View → |
| 49 | Powhatan | 54 / 100 | 54 | View → |
| 50 | Forest | 54 / 100 | 54 | View → |
Methodology
Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.
FAQ
- Where does foreclosure data come from for Virginia?
- This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.
- I'm facing foreclosure, what now?
- Submit your address; we'll connect you to a buyer who can close before the auction date.
- Does this measure actual filings?
- No. It estimates relative risk to compare markets side-by-side.
Other reports for Virginia
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Cheapest Rent-to-Own Markets
Cities With Most FSBO Activity
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Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Most Affordable Cities for Buyers
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