Where does foreclosure data come from for North Carolina?

This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.

I'm facing foreclosure, what now?

Submit your address; we'll connect you to a buyer who can close before the auction date.

Does this measure actual filings?

No. It estimates relative risk to compare markets side-by-side.

Seller authority NC

Foreclosure risk by city in North Carolina.

Foreclosure risk rises when affordability stretches and incomes lag. This ranks North Carolina cities by a composite risk index, higher = more sellers facing distress.

Last updated September 2026

North Carolina ranking

50 cities ranked. Click any row for the matching local page.

#	City	Risk index	Score
1	Charlotte	67 / 100	67	View →
2	Raleigh	66 / 100	66	View →
3	Greensboro	61 / 100	61	View →
4	Durham	61 / 100	61	View →
5	Winston Salem	61 / 100	61	View →
6	Fayetteville	61 / 100	61	View →
7	Wilmington	60 / 100	60	View →
8	Asheville	59 / 100	59	View →
9	High Point	59 / 100	59	View →
10	Greenville	59 / 100	59	View →
11	Concord	58 / 100	58	View →
12	Gastonia	58 / 100	58	View →
13	Maxton	57 / 100	57	View →
14	Lenoir	56 / 100	56	View →
15	Henderson	56 / 100	56	View →
16	Laurinburg	56 / 100	56	View →
17	Jacksonville	55 / 100	55	View →
18	Rockingham	55 / 100	55	View →
19	Hickory	54 / 100	54	View →
20	Monroe	54 / 100	54	View →
21	Salisbury	54 / 100	54	View →
22	Lexington	54 / 100	54	View →
23	Burlington	54 / 100	54	View →
24	Goldsboro	54 / 100	54	View →
25	Rocky Mount	54 / 100	54	View →
26	Sanford	54 / 100	54	View →
27	Statesville	54 / 100	54	View →
28	Hendersonville	54 / 100	54	View →
29	New Bern	54 / 100	54	View →
30	Lumberton	54 / 100	54	View →
31	Mount Airy	54 / 100	54	View →
32	Marion	54 / 100	54	View →
33	Roanoke Rapids	54 / 100	54	View →
34	Mooresville	53 / 100	53	View →
35	Wilson	53 / 100	53	View →
36	Clayton	53 / 100	53	View →
37	Morganton	53 / 100	53	View →
38	Asheboro	53 / 100	53	View →
39	Shelby	53 / 100	53	View →
40	Kernersville	53 / 100	53	View →
41	Kannapolis	53 / 100	53	View →
42	Thomasville	53 / 100	53	View →
43	Kinston	53 / 100	53	View →
44	Roxboro	53 / 100	53	View →
45	Fairmont	53 / 100	53	View →
46	Cherokee	53 / 100	53	View →
47	Cary	52 / 100	52	View →
48	Garner	52 / 100	52	View →
49	Fuquay Varina	52 / 100	52	View →
50	Elizabeth City	52 / 100	52	View →

Methodology

Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.

FAQ

Where does foreclosure data come from for North Carolina?: This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.
I'm facing foreclosure, what now?: Submit your address; we'll connect you to a buyer who can close before the auction date.
Does this measure actual filings?: No. It estimates relative risk to compare markets side-by-side.