Foreclosure risk by city in Minnesota.
Foreclosure risk rises when affordability stretches and incomes lag. This ranks Minnesota cities by a composite risk index, higher = more sellers facing distress.
Last updated
Minnesota ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Risk index | Score | |
|---|---|---|---|---|
| 1 | Minneapolis | 70 / 100 | 70 | View → |
| 2 | Saint Paul | 67 / 100 | 67 | View → |
| 3 | Rochester | 59 / 100 | 59 | View → |
| 4 | Duluth | 59 / 100 | 59 | View → |
| 5 | Saint Cloud | 54 / 100 | 54 | View → |
| 6 | Mankato | 53 / 100 | 53 | View → |
| 7 | Burnsville | 53 / 100 | 53 | View → |
| 8 | Anoka | 53 / 100 | 53 | View → |
| 9 | Hopkins | 52 / 100 | 52 | View → |
| 10 | Moorhead | 52 / 100 | 52 | View → |
| 11 | Elk River | 52 / 100 | 52 | View → |
| 12 | Winona | 52 / 100 | 52 | View → |
| 13 | Inver Grove Heights | 52 / 100 | 52 | View → |
| 14 | Bemidji | 52 / 100 | 52 | View → |
| 15 | Farmington | 52 / 100 | 52 | View → |
| 16 | Cottage Grove | 51 / 100 | 51 | View → |
| 17 | Faribault | 51 / 100 | 51 | View → |
| 18 | Hastings | 51 / 100 | 51 | View → |
| 19 | Brainerd | 51 / 100 | 51 | View → |
| 20 | Owatonna | 51 / 100 | 51 | View → |
| 21 | Austin | 51 / 100 | 51 | View → |
| 22 | Shakopee | 50 / 100 | 50 | View → |
| 23 | Circle Pines | 50 / 100 | 50 | View → |
| 24 | Rosemount | 49 / 100 | 49 | View → |
| 25 | Chaska | 49 / 100 | 49 | View → |
| 26 | Andover | 48 / 100 | 48 | View → |
| 27 | Stillwater | 48 / 100 | 48 | View → |
| 28 | Osseo | 47 / 100 | 47 | View → |
| 29 | Northfield | 47 / 100 | 47 | View → |
| 30 | Alexandria | 47 / 100 | 47 | View → |
| 31 | Forest Lake | 47 / 100 | 47 | View → |
| 32 | Buffalo | 47 / 100 | 47 | View → |
| 33 | Virginia | 47 / 100 | 47 | View → |
| 34 | Savage | 46 / 100 | 46 | View → |
| 35 | Willmar | 46 / 100 | 46 | View → |
| 36 | Albert Lea | 46 / 100 | 46 | View → |
| 37 | Grand Rapids | 46 / 100 | 46 | View → |
| 38 | South Saint Paul | 46 / 100 | 46 | View → |
| 39 | Monticello | 46 / 100 | 46 | View → |
| 40 | Big Lake | 46 / 100 | 46 | View → |
| 41 | Fergus Falls | 46 / 100 | 46 | View → |
| 42 | Red Wing | 46 / 100 | 46 | View → |
| 43 | Hutchinson | 46 / 100 | 46 | View → |
| 44 | Sartell | 46 / 100 | 46 | View → |
| 45 | Cloquet | 46 / 100 | 46 | View → |
| 46 | Hibbing | 46 / 100 | 46 | View → |
| 47 | New Ulm | 46 / 100 | 46 | View → |
| 48 | Princeton | 46 / 100 | 46 | View → |
| 49 | Zimmerman | 46 / 100 | 46 | View → |
| 50 | Eden Prairie | 45 / 100 | 45 | View → |
Methodology
Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.
FAQ
- Where does foreclosure data come from for Minnesota?
- This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.
- I'm facing foreclosure, what now?
- Submit your address; we'll connect you to a buyer who can close before the auction date.
- Does this measure actual filings?
- No. It estimates relative risk to compare markets side-by-side.
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Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
Most Affordable Cities for Buyers
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