Foreclosure risk by city in Michigan.
Foreclosure risk rises when affordability stretches and incomes lag. This ranks Michigan cities by a composite risk index, higher = more sellers facing distress.
Last updated
Michigan ranking
50 cities ranked. Click any row for the matching local page.
| # | City | Risk index | Score | |
|---|---|---|---|---|
| 1 | Detroit | 73 / 100 | 73 | View → |
| 2 | Flint | 55 / 100 | 55 | View → |
| 3 | Hamtramck | 50 / 100 | 50 | View → |
| 4 | Grand Rapids | 48 / 100 | 48 | View → |
| 5 | Lansing | 48 / 100 | 48 | View → |
| 6 | Ann Arbor | 46 / 100 | 46 | View → |
| 7 | Kalamazoo | 46 / 100 | 46 | View → |
| 8 | Muskegon | 46 / 100 | 46 | View → |
| 9 | Pontiac | 46 / 100 | 46 | View → |
| 10 | Inkster | 46 / 100 | 46 | View → |
| 11 | Saginaw | 45 / 100 | 45 | View → |
| 12 | Warren | 45 / 100 | 45 | View → |
| 13 | Sterling Heights | 45 / 100 | 45 | View → |
| 14 | Jackson | 45 / 100 | 45 | View → |
| 15 | Ypsilanti | 45 / 100 | 45 | View → |
| 16 | Highland Park | 45 / 100 | 45 | View → |
| 17 | Benton Harbor | 44 / 100 | 44 | View → |
| 18 | Clinton Township | 42 / 100 | 42 | View → |
| 19 | Dearborn | 42 / 100 | 42 | View → |
| 20 | Livonia | 42 / 100 | 42 | View → |
| 21 | Battle Creek | 42 / 100 | 42 | View → |
| 22 | Holland | 42 / 100 | 42 | View → |
| 23 | Westland | 42 / 100 | 42 | View → |
| 24 | Farmington | 41 / 100 | 41 | View → |
| 25 | Utica | 41 / 100 | 41 | View → |
| 26 | Southfield | 41 / 100 | 41 | View → |
| 27 | Waterford | 41 / 100 | 41 | View → |
| 28 | Traverse City | 41 / 100 | 41 | View → |
| 29 | Bay City | 41 / 100 | 41 | View → |
| 30 | Midland | 41 / 100 | 41 | View → |
| 31 | East Lansing | 41 / 100 | 41 | View → |
| 32 | Taylor | 41 / 100 | 41 | View → |
| 33 | Saint Clair Shores | 41 / 100 | 41 | View → |
| 34 | Port Huron | 41 / 100 | 41 | View → |
| 35 | Macomb | 40 / 100 | 40 | View → |
| 36 | Royal Oak | 40 / 100 | 40 | View → |
| 37 | Howell | 40 / 100 | 40 | View → |
| 38 | Dearborn Heights | 40 / 100 | 40 | View → |
| 39 | New Baltimore | 40 / 100 | 40 | View → |
| 40 | Monroe | 40 / 100 | 40 | View → |
| 41 | Wyoming | 40 / 100 | 40 | View → |
| 42 | Redford | 40 / 100 | 40 | View → |
| 43 | Mount Pleasant | 40 / 100 | 40 | View → |
| 44 | Grand Blanc | 40 / 100 | 40 | View → |
| 45 | Portage | 40 / 100 | 40 | View → |
| 46 | Roseville | 40 / 100 | 40 | View → |
| 47 | Trenton | 40 / 100 | 40 | View → |
| 48 | Belleville | 40 / 100 | 40 | View → |
| 49 | Adrian | 40 / 100 | 40 | View → |
| 50 | Canton | 39 / 100 | 39 | View → |
Methodology
Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.
FAQ
- Where does foreclosure data come from for Michigan?
- This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.
- I'm facing foreclosure, what now?
- Submit your address; we'll connect you to a buyer who can close before the auction date.
- Does this measure actual filings?
- No. It estimates relative risk to compare markets side-by-side.
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Estimated Owner-Finance Down Payment by City
Cities With Most Cash Buyers
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