Where does foreclosure data come from for Alabama?

This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.

I'm facing foreclosure, what now?

Submit your address; we'll connect you to a buyer who can close before the auction date.

Does this measure actual filings?

No. It estimates relative risk to compare markets side-by-side.

Seller authority AL

Foreclosure risk by city in Alabama.

Foreclosure risk rises when affordability stretches and incomes lag. This ranks Alabama cities by a composite risk index, higher = more sellers facing distress.

Last updated September 2026

Alabama ranking

50 cities ranked. Click any row for the matching local page.

#	City	Risk index	Score
1	Birmingham	47 / 100	47	View →
2	Mobile	45 / 100	45	View →
3	Montgomery	44 / 100	44	View →
4	Huntsville	44 / 100	44	View →
5	Tuscaloosa	43 / 100	43	View →
6	Selma	41 / 100	41	View →
7	Dothan	39 / 100	39	View →
8	Bessemer	39 / 100	39	View →
9	Gadsden	39 / 100	39	View →
10	Decatur	39 / 100	39	View →
11	Florence	39 / 100	39	View →
12	Anniston	39 / 100	39	View →
13	Phenix City	38 / 100	38	View →
14	Auburn	38 / 100	38	View →
15	Athens	38 / 100	38	View →
16	Prattville	38 / 100	38	View →
17	Evergreen	38 / 100	38	View →
18	Madison	37 / 100	37	View →
19	Cullman	37 / 100	37	View →
20	Opelika	37 / 100	37	View →
21	Northport	37 / 100	37	View →
22	Enterprise	37 / 100	37	View →
23	Albertville	37 / 100	37	View →
24	Jasper	37 / 100	37	View →
25	Wetumpka	37 / 100	37	View →
26	Daphne	36 / 100	36	View →
27	Fairhope	36 / 100	36	View →
28	Sylacauga	36 / 100	36	View →
29	Alabaster	36 / 100	36	View →
30	Hartselle	36 / 100	36	View →
31	Foley	36 / 100	36	View →
32	Troy	36 / 100	36	View →
33	Theodore	36 / 100	36	View →
34	Trussville	35 / 100	35	View →
35	Talladega	35 / 100	35	View →
36	Atmore	35 / 100	35	View →
37	Brewton	35 / 100	35	View →
38	Haleyville	35 / 100	35	View →
39	Greenville	34 / 100	34	View →
40	Monroeville	34 / 100	34	View →
41	Tuskegee	34 / 100	34	View →
42	Boaz	33 / 100	33	View →
43	Pelham	33 / 100	33	View →
44	Scottsboro	33 / 100	33	View →
45	Pinson	33 / 100	33	View →
46	Jacksonville	33 / 100	33	View →
47	Alexander City	33 / 100	33	View →
48	Russellville	33 / 100	33	View →
49	Pell City	33 / 100	33	View →
50	Fort Payne	33 / 100	33	View →

Methodology

Risk index = 60% affordability stress (home value ÷ income) + 40% market size weighting. Higher = more total distressed sellers in absolute terms.

FAQ

Where does foreclosure data come from for Alabama?: This is a directional index built from affordability and population, not a property-level filings count. Use county records for filings.
I'm facing foreclosure, what now?: Submit your address; we'll connect you to a buyer who can close before the auction date.
Does this measure actual filings?: No. It estimates relative risk to compare markets side-by-side.