What's a healthy ratio in West Virginia?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority WV

Most affordable cities for home buyers in West Virginia.

Affordability = how many years of household income buys the median home. This ranks West Virginia cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

West Virginia ranking

46 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Charleston	2.5x income	92	View →
2	Huntington	2.4x income	93	View →
3	Morgantown	2.3x income	94	View →
4	Martinsburg	2.3x income	94	View →
5	Parkersburg	2.3x income	94	View →
6	Wheeling	2.3x income	94	View →
7	Fairmont	2.3x income	94	View →
8	Beckley	2.3x income	94	View →
9	Princeton	2.3x income	94	View →
10	Clarksburg	2.4x income	94	View →
11	Keyser	2.4x income	94	View →
12	Bluefield	2.2x income	97	View →
13	Oak Hill	2.2x income	97	View →
14	Grafton	2.2x income	97	View →
15	Weston	2.2x income	97	View →
16	Chapmanville	2.2x income	97	View →
17	Point Pleasant	2.2x income	97	View →
18	Saint Albans	2.1x income	98	View →
19	Hurricane	2.1x income	98	View →
20	Weirton	2.1x income	98	View →
21	Buckhannon	2.1x income	98	View →
22	Charles Town	2.1x income	98	View →
23	Moundsville	2.1x income	98	View →
24	Elkins	2.1x income	98	View →
25	Bridgeport	2.1x income	98	View →
26	Harpers Ferry	2.1x income	98	View →
27	Berkeley Springs	2.1x income	98	View →
28	Hedgesville	2.1x income	98	View →
29	Barboursville	2.1x income	98	View →
30	Elkview	2.1x income	98	View →
31	Vienna	2.1x income	98	View →
32	Summersville	2.1x income	98	View →
33	Inwood	2.1x income	98	View →
34	Dunbar	2.1x income	98	View →
35	Ripley	2.1x income	98	View →
36	Falling Waters	2.1x income	98	View →
37	Kearneysville	2.1x income	98	View →
38	New Martinsville	2.1x income	98	View →
39	Milton	2.1x income	98	View →
40	Scott Depot	2.1x income	98	View →
41	Lewisburg	2.1x income	98	View →
42	Nitro	2.1x income	98	View →
43	Ravenswood	2.1x income	98	View →
44	Bunker Hill	2.1x income	98	View →
45	Beaver	2.1x income	98	View →
46	Wellsburg	2.1x income	98	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in West Virginia?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.