What's a healthy ratio in Oklahoma?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority OK

Most affordable cities for home buyers in Oklahoma.

Affordability = how many years of household income buys the median home. This ranks Oklahoma cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Oklahoma ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Oklahoma City	3.2x income	80	View →
2	Tulsa	3.0x income	83	View →
3	Broken Arrow	3.0x income	83	View →
4	Norman	3.0x income	83	View →
5	Tahlequah	3.0x income	83	View →
6	Stilwell	3.0x income	83	View →
7	Idabel	2.9x income	85	View →
8	Lawton	2.8x income	86	View →
9	Yukon	2.8x income	86	View →
10	Enid	2.8x income	86	View →
11	Stillwater	2.8x income	86	View →
12	Muskogee	2.9x income	86	View →
13	Claremore	2.8x income	86	View →
14	Shawnee	2.8x income	86	View →
15	Bartlesville	2.8x income	86	View →
16	Owasso	2.8x income	86	View →
17	Ardmore	2.8x income	86	View →
18	Ponca City	2.8x income	86	View →
19	Ada	2.8x income	86	View →
20	Sapulpa	2.8x income	86	View →
21	Sand Springs	2.8x income	86	View →
22	Mcalester	2.8x income	86	View →
23	Duncan	2.8x income	86	View →
24	Okmulgee	2.8x income	87	View →
25	Jay	2.8x income	87	View →
26	Hugo	2.8x income	87	View →
27	Broken Bow	2.7x income	88	View →
28	Fort Sill	2.7x income	88	View →
29	Checotah	2.7x income	88	View →
30	Sallisaw	2.7x income	89	View →
31	Muldrow	2.6x income	89	View →
32	Eufaula	2.7x income	89	View →
33	Anadarko	2.7x income	89	View →
34	Blackwell	2.6x income	89	View →
35	Edmond	2.6x income	90	View →
36	Bixby	2.6x income	90	View →
37	Durant	2.6x income	90	View →
38	Altus	2.6x income	90	View →
39	Choctaw	2.6x income	90	View →
40	Mustang	2.6x income	90	View →
41	Guthrie	2.6x income	90	View →
42	Chickasha	2.6x income	90	View →
43	Bethany	2.6x income	90	View →
44	El Reno	2.6x income	90	View →
45	Miami	2.6x income	90	View →
46	Collinsville	2.6x income	90	View →
47	Blanchard	2.6x income	90	View →
48	Pryor	2.6x income	90	View →
49	Wagoner	2.6x income	90	View →
50	Woodward	2.6x income	90	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Oklahoma?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.