What's a healthy ratio in Nebraska?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority NE

Most affordable cities for home buyers in Nebraska.

Affordability = how many years of household income buys the median home. This ranks Nebraska cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Nebraska ranking

29 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Omaha	3.8x income	69	View →
2	Lincoln	3.7x income	72	View →
3	Hastings	3.4x income	76	View →
4	Bellevue	3.4x income	77	View →
5	Grand Island	3.4x income	77	View →
6	Kearney	3.4x income	77	View →
7	Norfolk	3.4x income	77	View →
8	Fremont	3.4x income	77	View →
9	North Platte	3.4x income	77	View →
10	Columbus	3.4x income	77	View →
11	Papillion	3.2x income	80	View →
12	Scottsbluff	3.1x income	81	View →
13	Beatrice	3.1x income	81	View →
14	Plattsmouth	3.1x income	81	View →
15	Alliance	3.1x income	81	View →
16	York	3.1x income	81	View →
17	Crete	3.1x income	81	View →
18	Sidney	3.1x income	81	View →
19	La Vista	3.1x income	82	View →
20	South Sioux City	3.1x income	82	View →
21	Blair	3.1x income	82	View →
22	Lexington	3.1x income	82	View →
23	Gering	3.1x income	82	View →
24	Mc Cook	3.1x income	82	View →
25	Nebraska City	3.1x income	82	View →
26	Seward	3.1x income	82	View →
27	Gretna	2.9x income	84	View →
28	Bennington	2.6x income	90	View →
29	Elkhorn	2.6x income	91	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Nebraska?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.