What's a healthy ratio in Maine?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority ME

Most affordable cities for home buyers in Maine.

Affordability = how many years of household income buys the median home. This ranks Maine cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Maine ranking

41 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Portland	5.6x income	40	View →
2	Bangor	5.6x income	40	View →
3	Lewiston	5.6x income	40	View →
4	Waterville	5.6x income	40	View →
5	Augusta	5.6x income	40	View →
6	South Portland	5.6x income	40	View →
7	Old Town	5.3x income	45	View →
8	Houlton	5.3x income	46	View →
9	Belfast	5.2x income	47	View →
10	Biddeford	5.1x income	48	View →
11	Auburn	5.1x income	48	View →
12	Brunswick	5.1x income	48	View →
13	Saco	5.1x income	48	View →
14	Westbrook	5.1x income	48	View →
15	Windham	5.1x income	48	View →
16	Sanford	5.1x income	48	View →
17	Ellsworth	5.1x income	48	View →
18	Gardiner	5.1x income	48	View →
19	Bath	5.1x income	48	View →
20	Skowhegan	5.1x income	48	View →
21	Caribou	5.1x income	48	View →
22	Wells	5.1x income	48	View →
23	Farmington	5.1x income	48	View →
24	Presque Isle	5.1x income	48	View →
25	Brewer	5.1x income	48	View →
26	Hampden	5.1x income	48	View →
27	Topsham	5.1x income	48	View →
28	Old Orchard Beach	5.1x income	48	View →
29	Kittery	5.1x income	48	View →
30	Buxton	5.1x income	48	View →
31	Freeport	5.1x income	48	View →
32	Standish	5.1x income	48	View →
33	Orono	5.1x income	48	View →
34	Gorham	5.0x income	50	View →
35	Kennebunk	5.0x income	50	View →
36	York	4.9x income	51	View →
37	Kennebunkport	4.9x income	51	View →
38	Scarborough	4.8x income	54	View →
39	Yarmouth	4.4x income	60	View →
40	Falmouth	4.4x income	61	View →
41	Cape Elizabeth	4.0x income	67	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Maine?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.