What's a healthy ratio in Idaho?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority ID

Most affordable cities for home buyers in Idaho.

Affordability = how many years of household income buys the median home. This ranks Idaho cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Idaho ranking

34 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Boise	7.0x income	17	View →
2	Nampa	7.0x income	17	View →
3	Idaho Falls	7.0x income	17	View →
4	Caldwell	6.5x income	24	View →
5	Meridian	6.5x income	25	View →
6	Pocatello	6.5x income	25	View →
7	Coeur D Alene	6.5x income	25	View →
8	Twin Falls	6.5x income	25	View →
9	Post Falls	6.5x income	25	View →
10	Rexburg	6.5x income	25	View →
11	Lewiston	6.5x income	25	View →
12	Blackfoot	6.5x income	25	View →
13	Kuna	6.5x income	25	View →
14	Moscow	6.5x income	25	View →
15	Payette	6.4x income	27	View →
16	Jerome	6.0x income	33	View →
17	Mountain Home	6.0x income	34	View →
18	Hayden	6.0x income	34	View →
19	Garden City	6.0x income	34	View →
20	Rigby	6.0x income	34	View →
21	Sandpoint	6.0x income	34	View →
22	Burley	6.0x income	34	View →
23	Emmett	6.0x income	34	View →
24	Rathdrum	6.0x income	34	View →
25	Rupert	6.0x income	34	View →
26	Middleton	6.0x income	34	View →
27	Buhl	6.0x income	34	View →
28	Shelley	6.0x income	34	View →
29	Weiser	6.0x income	34	View →
30	Star	6.0x income	34	View →
31	Preston	6.0x income	34	View →
32	Bonners Ferry	6.0x income	34	View →
33	Hailey	5.9x income	35	View →
34	Eagle	5.2x income	46	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Idaho?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.