What's a healthy ratio in Arkansas?

Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.

Does this account for interest rates?

No, price-to-income is rate-agnostic so it stays comparable across cycles.

What if my income is higher?

Your personal ratio matters more than the market median. Use it as a relative comparison.

Buyer authority AR

Most affordable cities for home buyers in Arkansas.

Affordability = how many years of household income buys the median home. This ranks Arkansas cities by price-to-income ratio (lower = more affordable).

Last updated September 2026

Arkansas ranking

50 cities ranked. Click any row for the matching local page.

#	City	Price-to-income ratio	Score
1	Little Rock	3.0x income	83	View →
2	Pine Bluff	3.0x income	83	View →
3	West Memphis	3.0x income	83	View →
4	West Helena	3.0x income	83	View →
5	Newport	2.9x income	84	View →
6	Trumann	2.9x income	84	View →
7	Fayetteville	2.8x income	86	View →
8	Fort Smith	2.8x income	86	View →
9	Springdale	2.8x income	86	View →
10	Jonesboro	2.8x income	86	View →
11	Conway	2.8x income	86	View →
12	Rogers	2.8x income	86	View →
13	Hot Springs National Park	2.8x income	86	View →
14	North Little Rock	2.8x income	86	View →
15	Benton	2.8x income	86	View →
16	Russellville	2.8x income	86	View →
17	Jacksonville	2.8x income	86	View →
18	Searcy	2.8x income	86	View →
19	Texarkana	2.8x income	86	View →
20	Paragould	2.9x income	86	View →
21	Cabot	2.8x income	86	View →
22	Van Buren	2.8x income	86	View →
23	El Dorado	2.8x income	86	View →
24	Harrison	2.8x income	86	View →
25	Sherwood	2.8x income	86	View →
26	Mountain Home	2.8x income	86	View →
27	Bella Vista	2.8x income	86	View →
28	Monticello	2.8x income	86	View →
29	Dardanelle	2.8x income	86	View →
30	De Queen	2.8x income	86	View →
31	Mountain View	2.8x income	86	View →
32	Bentonville	2.8x income	87	View →
33	Camden	2.8x income	87	View →
34	Forrest City	2.8x income	87	View →
35	Hope	2.8x income	87	View →
36	Clarksville	2.7x income	88	View →
37	Warren	2.7x income	88	View →
38	Osceola	2.7x income	88	View →
39	Mena	2.6x income	89	View →
40	Berryville	2.7x income	89	View →
41	Huntsville	2.6x income	89	View →
42	Waldron	2.7x income	89	View →
43	Batesville	2.6x income	90	View →
44	Blytheville	2.6x income	90	View →
45	Malvern	2.6x income	90	View →
46	Siloam Springs	2.6x income	90	View →
47	Maumelle	2.6x income	90	View →
48	Magnolia	2.6x income	90	View →
49	White Hall	2.6x income	90	View →
50	Marion	2.6x income	90	View →

Methodology

Ratio = estimated home value ÷ average household income (Census ACS). Demographia bands (under 3.0 affordable, over 5.0 severely unaffordable) are designed around medians, so treat these as directional. Cities whose true median home value likely exceeds the dataset's modeled value (e.g. SF Bay, Manhattan) are flagged in their state pages.

FAQ

What's a healthy ratio in Arkansas?: Under 3.0 is considered affordable; 3.0-4.0 moderate; 4.0-5.0 seriously unaffordable; over 5.0 severely unaffordable.
Does this account for interest rates?: No, price-to-income is rate-agnostic so it stays comparable across cycles.
What if my income is higher?: Your personal ratio matters more than the market median. Use it as a relative comparison.