Union, MS

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List or sell houses and land in Union.

Whether your property is in Neshoba County or anywhere else in Mississippi, Home Posted lets you list free or request written cash and owner-financing offers from qualified independent buyers within 48 hours. You choose whether any offer fits.

Free to list. No percentage commission.

Free to list · free to request offers · no percentage commission

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MS · Local snapshot

Union, MS

Population
7,098
ZIP codes
1
Mean income
$50,472
County
Neshoba County

Quick answer

How to sell a house fast in Union, MS

List your house free or request written cash and owner-financing offers from qualified independent buyers. Home Posted coordinates clerical steps after acceptance, while the closing date depends on the contract, buyer, title work, and property.

  1. 1Submit your Union address, takes about 2 minutes, no inspection required.
  2. 2Get a written cash offer plus an owner-financing scenario within 48 hours.
  3. 3Compare the written terms. If you accept, close with a local state-licensed attorney on the date stated in the contract.
Home in Union, MS

Union sellers

Cash or terms offers on houses in any condition across Union.

What selling in Union, MS means for you

How much time you have

Mississippi has one of the shortest foreclosure timelines in the country, often under 90 days. If you're behind on payments, we need to move quickly; closing timing depends on the contract and title work.

What your closing looks like

Either an attorney or a title company can close in Mississippi. You pick who to work with.

Mississippi median home value: $175,000 · Union estimated median: $114,000

Who's buying in your area

Jackson, Gulfport, and Tupelo have the most active buyers. Rural Delta counties have heavy inherited-property volume and benefit most from a qualified independent buyer network.

Union sits in Neshoba County, one of 353 Mississippi markets covered by our listing and offer-request service. See the Neshoba County market page →

MS foreclosure type

Non-judicial (trustee sale)

Determines how much runway Union sellers behind on payments actually have.

Who closes the deal

State-licensed attorney

Standard practice for Mississippi home sales. We coordinate the handoff; costs follow the signed offer.

Closing timeline

Varies by deal

The contract, title work, financing, and your schedule determine the date.

Union est. median value

$114,000

Income-indexed estimate. State median: $175,000.

What buyers consider

Cash or terms in Union.

Offers for houses

Any condition and situation. Request written cash and owner-financing offers from qualified independent buyers, with timing and costs stated in each offer.

Offers for land

Vacant lots, acreage, farmland, and rural tracts. Request cash or owner-financing offers, with taxes and closing costs addressed in writing.

Owner financing & rent-to-own

Do not want a discounted cash sale? Compare terms from qualified buyers. Attorneys and licensed closing professionals should prepare or review the final documents.

Union market snapshot

What the Union, MS housing market looks like right now.

Pulled from public Census and HMDA-style indicators for Neshoba County and benchmarked against the rest of Mississippi. Use it as a sanity check before you accept any offer, ours or an agent's.

$114,000

Est. median home value

Income-indexed estimate

71 days

Avg days on market

Listed with an agent

90

Est. cash sales / yr

Off-market + investor buys

Variable

Closing timeline

Set by contract and title work

Cash offer vs listing in Union

Side-by-side: Home Posted vs a Union agent.

Home Posted: list it or take our offer

Two ways to sell, you choose

List my houseOur offer
Commission0%0%
Closing costs to youStandard seller costs$0, we cover them
Repairs / cleaningYour choiceNone, sell as-is
ShowingsYou schedule themNone
Days to closeVaries by buyerVaries, often weeks
Financing riskDepends on buyerNone when we pay cash

Free to list. No percentage commission.

Free to list · free to request offers · no percentage commission

Privacy secured | Advertising disclosures

Traditional listing

List with a Union agent

  • Commission~5–6%
  • Closing costs to you1–3% of sale price
  • Repairs / cleaningOften required to compete
  • Showings / open housesOngoing
  • Days to close71 days on market + ~30 to close
  • Financing fall-through risk10–15% of contracts

Right call when the home is move-in ready, you can wait ~101 days, and you can afford to carry it.

How it works

From Union address to closing in 4 steps.

  1. Step 1

    Tell us the address

    Share your Union property address and a few basics. 2 minutes, no inspection.

  2. Step 2

    Get cash + terms offers

    Within 48 hours, receive written cash and owner-financing options from qualified independent buyers.

  3. Step 3

    Pick the offer you like

    Review the price, costs, contingencies, and timing. We do not negotiate or give legal advice.

  4. Step 4

    Coordinate closing

    We track clerical steps while the licensed title company or closing attorney handles funds, title, deed, and payout.

Common Union situations

Why Union owners sell direct to us.

Inherited a house in Neshoba County and don't want to manage probate cleanup
Behind on payments or facing pre-foreclosure in Mississippi
Tired landlord with a vacant or problem-tenant rental
Major repairs (roof, foundation, HVAC) you don't want to fund
Relocating out of Union and need a firm close date
Divorce, downsizing, or a quick equity cash-out
Vacant land or a lot you stopped paying taxes on
House listed for 71+ days with no clean offer
Owner-financing makes more long-term than a discounted sale

For Sale By Owner

Homes for sale by owner in Union, Mississippi.

Direct from the homeowner, no agent commissions. Listings are posted by sellers in our marketplace.

Browse all FSBO homes

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Own a home in Union, Mississippi?

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No agent commissions. Reach buyers searching Union, Mississippi and nationwide.

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Why Home Posted in Union

One address, a written offer typically within 48 hours.

We pull local comps for Union and Mississippi, build a cash number estimate plus an owner-financing scenario, and put the options in writing. The request is free, with no percentage commission and no obligation.

  • Free to request, with no percentage commission
  • Any condition or situation can be submitted
  • Closing timing follows the signed contract and title work
  • Cash or terms, you pick which one nets you more

FAQ

Questions Union sellers ask us.

How fast can Home Posted close on a house in Union?
Closing time in Union, Mississippi depends on the accepted offer, title work, financing, property condition, and your preferred move-out date. The written agreement sets the target date.
Do I have to fix anything before selling in Union?
No. The cash buyers in our Union network purchase houses and land as-is, no repairs, no cleaning, no staging, no inspections you have to pass. Leave behind anything you don't want.
What does it cost to sell to Home Posted in Union?
Listing and requesting an offer are free, with no percentage commission. Standard seller costs follow the signed contract.
Will I get more by listing with a Union realtor?
Sometimes, gross price is usually higher on the MLS. But after 5–6% commission, repairs, holding costs, and roughly 71 days on market, the net is often close. The owner-financing option from our buyer network can also net more than a discounted cash sale.
Do you buy land and vacant lots in Union, Mississippi?
Yes. Qualified independent buyers consider vacant lots, acreage, farmland, and rural tracts throughout Mississippi for cash or owner financing. Tax and lien treatment appears in the written offer and closing statement.

Page last reviewed and updated with current Union, MS market data.

Local insights / Union, MS

Union homes, rural acreage, and the choice between cash and payments

Union straddles Newton and Neshoba counties, with Mississippi Highway 15 connecting the town toward Philadelphia to the north and Newton to the south. For sellers here, the property's condition, acreage, and title history can matter more than a statewide price benchmark. Home Posted lets you list free to reach investors and cash buyers searching the Union area, or request a direct cash offer.

A house in town and acreage outside Union need different buyers

Union-area properties include older wood-frame houses, brick ranch-style homes, manufactured homes, and homes with surrounding acreage. An in-town house near the Highway 15 and Highway 492 corridors presents a different purchase decision from a rural parcel with outbuildings, a private driveway, or a septic system.

Describe what the buyer is actually getting: usable acreage, road frontage, utility connections, roof and heating-system condition, and any occupied buildings. For a manufactured home, include whether the land comes with it and what ownership documents are available. Mississippi's statewide median home value is not a reliable estimate for an individual Union property; recent comparable sales and the property's condition are more useful.

Reach buyers looking beyond Mississippi's larger cities

A Union listing can appeal to buyers seeking a home to occupy, investors evaluating a rental or renovation, and land buyers interested in acreage. Each group looks at different details. A rental investor needs realistic repair and operating costs, while an acreage buyer may focus first on access, boundaries, and permitted uses.

Buyer activity in Jackson, Gulfport, or Tupelo does not automatically translate into demand for a particular Union address. A useful match is a buyer who understands this part of east-central Mississippi and wants your property type. Listing free on Home Posted gives owners a way to reach pre-screened investors and cash buyers searching the area without limiting the search to personal contacts.

County records and rural property details can hold up closing

Because Union crosses a county line, confirm whether the parcel is recorded in Newton County or Neshoba County before gathering deed and tax records. Inherited ownership, unreleased liens, missing signatures, and disagreements about boundaries can delay either a cash transaction or a financed sale.

Outside town, unclear driveway access, septic questions, and uncertainty about which improvements belong to the parcel can create additional review. A cash buyer may avoid a mortgage lender's appraisal requirements, but cash does not resolve title defects. In Mississippi, an attorney or title company can handle the closing; you can choose whom you want to work with and confirm that choice with the buyer.

  • Gather the deed, current mortgage payoff information, and property tax records.
  • Locate any surveys, access agreements, and septic or utility records you have.
  • Tell the closing professional early about inherited interests, liens, or manufactured-home paperwork.

Cash now or owner financing over time?

A cash offer is generally the simpler option when you need a lump sum, want to stop carrying the property, or do not want to collect payments after the sale. Compare the written offer's net proceeds, inspection rights, contingencies, and closing date, not just its headline price. A closing in under 10 days may be possible with a ready buyer and clear title, but it is not assured.

Owner financing may broaden the pool of potential purchasers, but it means receiving some of the price over time and taking on payment-default risk. A larger stated sale price is not necessarily a better outcome than cash at closing. Before agreeing, have a Mississippi real estate attorney review the proposed terms, any existing mortgage restrictions, and applicable requirements; ask a tax professional about the tax treatment.

Mississippi permits non-judicial foreclosure, and some foreclosure timelines can be under 90 days. Do not use that figure to calculate your own deadline. If payments are overdue or a notice has arrived, contact your servicer and a Mississippi attorney promptly. Requesting an offer, listing the property, or discussing owner financing does not stop foreclosure.

Common questions

Can I list my Union property free to reach local investors?

Yes. You can create a free for-sale-by-owner listing on Home Posted to reach investors and cash buyers searching Union and the surrounding area. Include the correct county, property type, condition, acreage, and photos. You can also request a direct cash offer. Neither option guarantees a buyer or an offer.

Does it matter whether my Union property is in Newton or Neshoba County?

Yes. The property's county determines where relevant land and tax records are maintained. Use your deed and parcel records to confirm the county rather than relying only on a Union mailing address, and give that information to your closing professional.

Can a cash buyer close in less than 10 days?

Sometimes, if funds are available, all owners can sign, and title and payoff work are complete. Inherited ownership, liens, access disputes, or missing documents can extend the timeline. Get a proposed closing date in writing and have the attorney or title company confirm what remains outstanding.

Is owner financing a good solution if I still owe on the house?

Not necessarily. Your existing mortgage may restrict a transfer, and a buyer's down payment may not cover the amount you owe. Have a Mississippi real estate attorney review the mortgage and proposed arrangement before accepting terms. Do not assume buyer payments will resolve an overdue loan or prevent foreclosure.

Should I repair an older Union house before requesting an offer?

You can request an as-is offer before paying for repairs. Share known issues and compare the likely net proceeds with the cost, time, and uncertainty of renovating first. An investor may account for repairs in the offer, while a buyer using mortgage financing may need certain conditions addressed before closing.

List free

List your house in Union, MS, free, with no percentage commission

Buyers search in Union, MS every day. Put your property in front of them, choose the offer types you will consider, and manage conversations in the platform.

  • No listing fee or percentage commission
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Ready to get a written offer in Union?

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Free to list · free to request offers · no percentage commission

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Free to list · offers within 48 hrs · no upfront cost