Hampton, VA local closing costs

Cost to sell a house in Hampton, VA.

On a typical $220,000 Hampton sale, total seller costs to list and close traditionally run about $17,730 roughly 8.1% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $62,213
Total transfer rate: 0.25%

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List with an agent

$220,000 sale price

Agent commission (5.5%)$12,100
State + local transfer tax (0.25%)$550
Owner's title insurance (0.4%)$880
Recording / settlement / attorney$800
Pre-listing repairs (1%)$2,200
Staging + photography$1,200

Total costs$17,730

Net to seller$202,270

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$171,600 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$171,600

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $30,670

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Virginia, but title companies handle most closings.

Transfer tax

VA seller-paid grantor tax is $1/$1,000.

Repair credits

On a traditional listing, post-inspection repair credits in Hampton commonly cost sellers another $2-8k beyond the budget above.

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