Summerville, SC local closing costs

Cost to sell a house in Summerville, SC.

On a typical $235,000 Summerville sale, total seller costs to list and close traditionally run about $19,085 roughly 8.1% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $66,704
Total transfer rate: 0.37%

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List with an agent

$235,000 sale price

Agent commission (5.5%)$12,925
State + local transfer tax (0.37%)$870
Owner's title insurance (0.4%)$940
Recording / settlement / attorney$800
Pre-listing repairs (1%)$2,350
Staging + photography$1,200

Total costs$19,085

Net to seller$215,916

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$183,300 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$183,300

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $32,616

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Yes, South Carolina customarily requires an attorney at closing.

Transfer tax

SC deed recording fee is $3.70/$1,000. Attorney required.

Repair credits

On a traditional listing, post-inspection repair credits in Summerville commonly cost sellers another $2-8k beyond the budget above.

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