Allentown, PA local closing costs

Cost to sell a house in Allentown, PA.

On a typical $205,000 Allentown sale, total seller costs to list and close traditionally run about $20,653 roughly 10.1% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $58,666
Total transfer rate: 2.00%

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List with an agent

$205,000 sale price

Agent commission (5.5%)$11,275
State + local transfer tax (2%)$4,100
Owner's title insurance (0.55%)$1,128
Recording / settlement / attorney$900
Pre-listing repairs (1%)$2,050
Staging + photography$1,200

Total costs$20,653

Net to seller$184,348

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$159,900 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$159,900

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $24,448

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Pennsylvania, but title companies handle most closings.

Transfer tax

PA realty transfer tax: 1% state + 1% local, typically split 50/50.

Repair credits

On a traditional listing, post-inspection repair credits in Allentown commonly cost sellers another $2-8k beyond the budget above.

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