New York closing cost guide

Cost to sell a house in New York.

NY state RETT $2/$500; NYC adds 1% mansion tax above $1M. Attorney required.

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Reference breakdown

On a $300,000 New York home sold the traditional way.

Agent commission (5.5%)$16,500
State + local transfer tax (0.4%)$1,200
Owner's title insurance (0.6%)$1,800
Recording / settlement / attorney fees$1,500
Pre-listing repairs (1%)$3,000
Staging + photography$1,200
Total costs$25,200
Net to seller$274,800

On a Home Posted cash sale in New York, the buyer typically pays all closing costs and there's no agent commission, so the discount from retail is your only "fee." Many sellers net more after the math, especially when repair budgets are factored in.

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