Freehold, NJ local closing costs

Cost to sell a house in Freehold, NJ.

On a typical $370,000 Freehold sale, total seller costs to list and close traditionally run about $31,195 roughly 8.4% of the sale price. Here's the line-item breakdown.

Median DOM: 52 days
Median income: $105,673
Total transfer rate: 0.85%

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List with an agent

$370,000 sale price

Agent commission (5.5%)$20,350
State + local transfer tax (0.85%)$3,145
Owner's title insurance (0.5%)$1,850
Recording / settlement / attorney$950
Pre-listing repairs (1%)$3,700
Staging + photography$1,200

Total costs$31,195

Net to seller$338,805

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$288,600 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$288,600

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $50,205

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Yes, New Jersey customarily requires an attorney at closing.

Transfer tax

NJ realty transfer fee on graduated scale; attorney review customary.

Repair credits

On a traditional listing, post-inspection repair credits in Freehold commonly cost sellers another $2-8k beyond the budget above.

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