Columbia, MO local closing costs

Cost to sell a house in Columbia, MO.

On a typical $225,000 Columbia sale, total seller costs to list and close traditionally run about $17,425 roughly 7.7% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $64,030
Total transfer rate: 0.00%

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List with an agent

$225,000 sale price

Agent commission (5.5%)$12,375
State + local transfer tax (0%)$0
Owner's title insurance (0.4%)$900
Recording / settlement / attorney$700
Pre-listing repairs (1%)$2,250
Staging + photography$1,200

Total costs$17,425

Net to seller$207,575

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$175,500 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$175,500

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $32,075

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Missouri, but title companies handle most closings.

Transfer tax

No state transfer tax in Missouri.

Repair credits

On a traditional listing, post-inspection repair credits in Columbia commonly cost sellers another $2-8k beyond the budget above.

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