Gaithersburg, MD local closing costs

Cost to sell a house in Gaithersburg, MD.

On a typical $430,000 Gaithersburg sale, total seller costs to list and close traditionally run about $36,500 roughly 8.5% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $122,599
Total transfer rate: 1.00%

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List with an agent

$430,000 sale price

Agent commission (5.5%)$23,650
State + local transfer tax (1%)$4,300
Owner's title insurance (0.5%)$2,150
Recording / settlement / attorney$900
Pre-listing repairs (1%)$4,300
Staging + photography$1,200

Total costs$36,500

Net to seller$393,500

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$335,400 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$335,400

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $58,100

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Maryland, but title companies handle most closings.

Transfer tax

MD state + county transfer + recordation taxes; often split between parties.

Repair credits

On a traditional listing, post-inspection repair credits in Gaithersburg commonly cost sellers another $2-8k beyond the budget above.

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