Cost to sell a house in Birmingham, IA.
On a typical $180,000 Birmingham sale, total seller costs to list and close traditionally run about $14,328 roughly 8.0% of the sale price. Here's the line-item breakdown.
- Median DOM
- 71 days
- Median income
- $51,674
- Total transfer rate
- 0.16%
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List with an agent
$180,000 sale price
- Agent commission (5.5%)$9,900
- State + local transfer tax (0.16%)$288
- Owner's title insurance (0.3%)$540
- Recording / settlement / attorney$600
- Pre-listing repairs (1%)$1,800
- Staging + photography$1,200
Time to close varies with market demand, financing, inspections, and title work.
Home Posted cash offer
$140,400 offer (~78% of retail)
- Agent commission$0
- Transfer tax(Buyer pays)$0
- Title insurance(Buyer pays)$0
- Closing / attorney fees(Buyer pays)$0
- Repairs(As-is, buyer's problem)$0
- Staging / photography(Not needed)$0
Timing, contingencies, and seller costs are stated in the written offer.
Net difference
Listing nets you more: $25,272
The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.
Attorney required?
Not required in Iowa, but title companies handle most closings.
Transfer tax
IA charges $0.80/$500 in transfer tax. No title insurance, Iowa Title Guaranty instead.
Repair credits
On a traditional listing, post-inspection repair credits in Birmingham commonly cost sellers another $2-8k beyond the budget above.
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