Illinois closing cost guide
Cost to sell a house in Illinois.
IL state + county + city transfer taxes stack; Chicago is highest. Attorney customary.
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Reference breakdown
On a $300,000 Illinois home sold the traditional way.
Agent commission (5.5%)$16,500
State + local transfer tax (0.55%)$1,650
Owner's title insurance (0.5%)$1,500
Recording / settlement / attorney fees$900
Pre-listing repairs (1%)$3,000
Staging + photography$1,200
Total costs$24,750
Net to seller$275,250
On a Home Posted cash sale in Illinois, the buyer typically pays all closing costs and there's no agent commission, so the discount from retail is your only "fee." Many sellers net more after the math, especially when repair budgets are factored in.
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