Boca Raton, FL local closing costs

Cost to sell a house in Boca Raton, FL.

On a typical $370,000 Boca Raton sale, total seller costs to list and close traditionally run about $30,305 roughly 8.2% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $105,202
Total transfer rate: 0.70%

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List with an agent

$370,000 sale price

Agent commission (5.5%)$20,350
State + local transfer tax (0.7%)$2,590
Owner's title insurance (0.45%)$1,665
Recording / settlement / attorney$800
Pre-listing repairs (1%)$3,700
Staging + photography$1,200

Total costs$30,305

Net to seller$339,695

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$288,600 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$288,600

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $51,095

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Florida, but title companies handle most closings.

Transfer tax

FL documentary stamp tax is $0.70/$100 statewide (Miami-Dade slightly different).

Repair credits

On a traditional listing, post-inspection repair credits in Boca Raton commonly cost sellers another $2-8k beyond the budget above.

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