Montgomery, AL local closing costs

Cost to sell a house in Montgomery, AL.

On a typical $200,000 Montgomery sale, total seller costs to list and close traditionally run about $15,900 roughly 8.0% of the sale price. Here's the line-item breakdown.

Median DOM: 38 days
Median income: $57,396
Total transfer rate: 0.10%

Free to list. No percentage commission.

Free to list · free to request offers · no percentage commission

List my house Skip All These Fees, Get a Cash Offer

Privacy secured | Advertising disclosures

List with an agent

$200,000 sale price

Agent commission (5.5%)$11,000
State + local transfer tax (0.1%)$200
Owner's title insurance (0.4%)$800
Recording / settlement / attorney$700
Pre-listing repairs (1%)$2,000
Staging + photography$1,200

Total costs$15,900

Net to seller$184,100

Time to close varies with market demand, financing, inspections, and title work.

Home Posted cash offer

$156,000 offer (~78% of retail)

Agent commission$0
Transfer tax(Buyer pays)$0
Title insurance(Buyer pays)$0
Closing / attorney fees(Buyer pays)$0
Repairs(As-is, buyer's problem)$0
Staging / photography(Not needed)$0

Total costs$0

Net to seller$156,000

Timing, contingencies, and seller costs are stated in the written offer.

Net difference

Listing nets you more: $28,100

The trade is time, certainty and effort vs the last few percent of retail. If your house needs repairs or you can't wait 90 days, the cash path usually wins on the math too.

Attorney required?

Not required in Alabama, but title companies handle most closings.

Transfer tax

Alabama deed tax is $0.50 per $500 of price; seller typically pays.

Repair credits

On a traditional listing, post-inspection repair credits in Montgomery commonly cost sellers another $2-8k beyond the budget above.

List free

List your house in Montgomery, AL, free, with no percentage commission

Buyers search in Montgomery, AL every day. Put your property in front of them, choose the offer types you will consider, and manage conversations in the platform.